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First Home Fund

First time buyers could buy with a £25,000 interest free loan and only a 5% deposit

What is First Home Fund?

First Home Fund is a scheme launched by the Scottish Government to help first-time buyers in Scotland purchase a home.

First Home Fund

With First Home Fund, you own the property outright, the Scottish Government will contribute a maximum of 49% equity loan based on the property valuation or purchase price, whichever is lower, up to a maximum of £25,000. The Scottish Government equity loan is only repayable when the home is sold.

First Home Fund

Take a look at this example breakdown

Brackenhill View

Purchase price


Customer deposit


Scottish Government loan




For full terms and conditions visit here.