We are open for appointments. See how our teams are keeping you moving in England, Scotland and Wales.

HELLO, HOMEOWNERSHIP!

Enjoy a brand new Barratt home with just a 5% deposit and the new Help to Buy England.

Available exclusively to first time buyers on new-build homes only.

What is Help to Buy?

HTB breakdown

Help to Buy could make buying your own home more affordable, helping you buy a brand-new home sooner than you think.

  • You only need a 5% deposit.
  • The Government lends you up to 20% of the value of the property.
  • The equity loan is interest-free for 5 years, making your ideal home more affordable.
  • You then need to secure a 75% mortgage.

We can introduce you to a New Home Mortgage Adviser who’ll search the market to find you a great deal.

Homes that qualify under the new scheme

The scheme is available exclusively on new build homes with the following regional price caps in England:

Help to Buy

This page provides information about Help to Buy in England, outside of London. The scheme works slightly differently in London and Wales. View our location-specific pages to find out how Help to Buy works where you are.

In Scotland, first time buyers can purchase a home using First Home Fund. You only need a 5% deposit and the Scottish Government will lend you up to £25,000.

See where Help to Buy could take you

Use our Help to Buy calculator to see how the scheme could work for you, then start searching for a beautiful Barratt home within your budget.

Help to Buy explained

Five-star quality homebuilding

We are proud to have been awarded the maximum five stars from the House Builders Federation*, and we are the only major national home builder to achieve this every year since 2010. 90% of our homeowners would recommend us to their friends*, and this knowledge allows us to continue our work providing some of the best new homes in the UK.